YNAB — Budget, Personal Finance

YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 34 days.

KEY FEATURES:

Bank Syncing

Easily connect all your accounts in one place and import your transactions, so you always have up-to-date information.

Transaction Matching

Prefer to enter transactions yourself? You can! YNAB will match up imported transactions with those you enter yourself so your account balances are always accurate.

On the Go

Real-time access to all your budget data across multiple devices means you can budget with a partner and always have the info you need to make good spending decisions.

Goal Tracking

Go beyond an expense tracker. Set goals and immediately see when you'll be able to reach them.

Reporting Bliss

Detailed, visual spending and trend reports help you measure progress and improve.

Personal Support

Our friendly support team is available around the clock via email, live chat, and offer 100+ free, live budgeting workshops every week.

You’ve Never Budgeted Like This Before…

YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before, because it is based on our proven method—YNAB’s Four Rules. The powerful combination of award-winning budget apps and our life-changing budgeting method means it actually works. Using YNAB, hundreds of thousands of people have learned how to get control of their finances, stop stressing, and live the life they want to live. You can be one of them!

A Proven Method—YNAB’s Four Rules

Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. By tracking your expenses you will make better decisions.

Rule Two: Embrace Your True Expenses | More than just an expense tracker, YNAB can help you prepare for the future. Break up larger, less frequent expenses into smaller, more manageable amounts. By budgeting monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job.

Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Good money management habits are ones you can stick with.

Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Your personal finances will never feel the same again. In a good way.

Free for 34 Days

We don’t want your money unless you feel like YNAB is helping you gain control of yours. In fact, we offer a No-Risk, 100% Money-Back Guarantee. At any point, if you don’t feel like you have more control of your money with YNAB, we’ll give you a full refund. No questions asked.

YNAB将帮助您打破薪水支付周期，摆脱债务，节省更多资金。平均而言，新用户在前两个月节省600美元，第一年节省超过6000美元。免费试用34天。

主要特点：

银行同步

轻松地将您的所有帐户连接到一个位置并导入您的交易，这样您始终可以获得最新信息。

交易匹配

喜欢自己输入交易？您可以！ YNAB会将导入的交易与您自己输入的交易进行匹配，以便您的帐户余额始终准确无误。

在旅途中

实时访问多个设备上的所有预算数据意味着您可以与合作伙伴进行预算，并始终拥有做出良好支出决策所需的信息。

目标跟踪

超越费用跟踪器。设定目标并立即查看何时能够联系到他们。

报告幸福

详细的视觉支出和趋势报告可帮助您衡量进度并改进。

个人支持

我们友好的支持团队通过电子邮件，实时聊天提供全天候服务，每周提供100多个免费的现场预算研讨会。

你从来没有像以前那样做过预算......

YNAB不同于您之前尝试过的任何个人理财应用程序，费用跟踪器或资金管理系统，因为它基于我们经过验证的方法 - YNAB的四条规则。屡获殊荣的预算应用程序的强大组合我们改变生活的预算方法意味着它确实有效。使用YNAB，成千上万的人已经学会了如何控制自己的财务状况，停止压力，过上他们想要的生活。你可以成为其中之一！

经过验证的方法-YNAB的四条规则

规则一：给每一块钱一个工作 |在花钱之前，要有意识地想要你的钱做什么。通过跟踪您的费用，您将做出更好的决定。

规则二：拥抱您的真实费用 | YNAB不仅仅是一个费用跟踪器，还可以帮助您为未来做好准备。将更大，更少频繁的费用分解为更小，更易管理的数量。通过每月预算保险费，假期或汽车维修，到时候，你的钱准备就绪，等待完成工作。

规则三：滚动打击< / b> |当生活发生变化时，预算也必须如此。进行调整并继续前进。灵活的预算成功，因为他们无罪，现实，可持续。良好的资金管理习惯是你可以坚持的。

规则四：你的钱老化 |当您重复前三条规则时，您将增加从赚取一美元的那一刻到您需要花费它的那一刻之间的时间。当你的钱至少有一个月的时候，你最终会将薪水支付给薪水支出周期。您的个人财务状况永远不会再一样了。好的方式。 免费34天

我们不想要你的钱，除非你觉得YNAB帮助你控制你的钱。事实上，我们提供无风险，100％退款保证。在任何情况下，如果您觉得YBB无法控制您的资金，我们将全额退款。无话可问。